S PAYMENTS
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UPI (Unified Payments Interface) is a real-time payment system that enables instant and secure fund transfers between bank accounts using a mobile app.
UPI allows immediate money transfers 24/7, including holidays.
It ensures safe transactions using a Virtual Payment Address (VPA) and UPI PIN.
UPI works across multiple banks and apps, offering seamless accessibility.
Transactions are either free or incur minimal charges, making it affordable.
Net banking, also known as internet banking, is an online service that allows users to perform financial transactions and manage their bank accounts using a secure internet connection.
Access your bank account anytime to transfer funds, pay bills, or check balances.
Ensures safe payments through encryption, OTPs, and secure logins.
Supports various functions like loan applications, fixed deposits, and tax payments.
Accessible via computers, smartphones, or tablets with internet connectivity.
A debit card is a payment card linked to your bank account that allows you to make purchases and withdraw cash directly, using available account funds.
Payments and withdrawals are directly debited from your bank account balance.
Protected by PIN, CVV, and chip technology for safe usage.
Can be used for in-store, online shopping, and ATM cash withdrawals.
Transactions are limited to the available funds, avoiding debt accumulation.
A credit card is a financial tool that allows users to borrow funds from their bank to make purchases or pay bills, with the obligation to repay the amount later, often with added interest.
Enables purchases on credit, with repayment due by a specified date.
Offers rewards like cashback, points, or discounts for transactions.
Widely accepted for online and offline payments worldwide.
Provides a set credit limit with applicable interest on unpaid balances.
